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Scheme & supportSource checked 08 Sep 2026

Micro businesses and first-time borrowers

Understanding the MUDRA credit pathways

MUDRA supports micro-enterprise lending through participating financial institutions. The right conversation depends on the business stage, purpose of funds, repayment ability, and lender requirements.

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What to keep in mind

Describe exactly what the funds will be used for.

Bring identity, business, and cash-flow information to the lender.

Confirm current terms directly with the participating institution.