All schemes

Directorate of Industries, Government of Maharashtra

Chief Minister Employment Generation Programme (CMEGP), Maharashtra

15–35% subsidy on a bank loan for a new unit

Subsidies & incentives Capital subsidy Open year-round
Official portal

What it is

Create self-employment for young people in rural and urban Maharashtra by helping them set up new micro and small enterprises.

What you get

  • Back-ended capital subsidy of 15% to 35% of project costUp to ₹17,50,000

Who it is for

  • Permanent resident (domicile) of Maharashtra
  • Aged 18 or above
  • Only new projects; existing units are not eligible
  • Only one person per family (self and spouse)
  • Must not have taken PMEGP or any other subsidy-linked government scheme
  • Class 8 pass needed for projects above ₹10 lakh (manufacturing) or ₹5 lakh (service)
  • Proprietorship, partnership or registered self-help group

Not eligible if

  • Units that already received a government subsidy under any central or state scheme

How to apply

  1. 1
    Check eligibility and prepare a project report

    Confirm the project is new, within the cost limit, and that you have not taken PMEGP or another subsidy before.

  2. 2
    Apply online

    Fill the application on maha-cmegp.gov.in with your documents and project report.

    Official step
  3. 3
    Committee review and bank sanction

    The DIC or KVIB forwards your application to a bank, which appraises and sanctions the loan.

  4. 4
    Set up the unit and receive the subsidy

    The subsidy is credited by the Directorate of Industries through the bank after the stipulated period.

Keep ready

Aadhaar and PANMaharashtra domicile certificateCaste, validity or disability certificate (for special-category rates) (if applicable)Project report and quotations