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Jharkhand State Tribal Cooperative Development Corporation

Mukhyamantri Rojgar Srijan Yojana, Jharkhand

40% subsidy (up to ₹5 lakh) on a loan at 6%

Subsidies & incentives Loan Open year-round
Official portal

What it is

Help Scheduled Tribe, Scheduled Caste, Backward Class, minority and differently abled youth of Jharkhand start their own enterprise with a subsidised loan.

What you get

  • Term loan of ₹50,000 to ₹25 lakh at 6%₹50,000 – ₹25,00,000
  • Loan subsidy of 40% of the loan, max ₹5 lakhUp to ₹5,00,000

Who it is for

  • Permanent resident of Jharkhand
  • From the ST, SC, BC, minority or divyang category
  • Aged 18 to 50
  • Annual family income up to ₹5 lakh
  • Not in government or semi-government service

Not eligible if

  • Anyone who earlier took a government loan subsidy
  • Loan defaulters

How to apply

  1. 1
    Collect online certificates

    Residence, caste and income certificates issued online by Jharkhand.

  2. 2
    Apply to JSTCDC with a project proposalOfficial step
  3. 3
    Arrange a guarantor (above ₹50,000)
  4. 4
    Loan sanction with subsidy

Keep ready

Online permanent residence, caste and income certificates (Jharkhand)Aadhaar, age proof and bank passbookSelf-declaration: not in government service, no earlier loan subsidy, not a defaulterProject proposal (loans above ₹50,000) (if applicable)