NSTFDC Term Loan Scheme for Scheduled Tribe Entrepreneurs

What it is

Enable ST entrepreneurs and groups to establish or expand viable income-generating activities.

What you get

• NSTFDC term finance: project cost up to INR 50 lakh and finance share up to 90% subject to current SCA appraisal90%

Who it is for

• applicant or required share of cooperative membership must belong to the Scheduled Tribes community
• project must be viable and income-generating
• application is routed through an NSTFDC State Channelising Agency or approved partner
• project cost, finance share, promoter contribution/subsidy, income ceiling and beneficiary rate must be reconciled against the current scheme
• security, repayment and monitoring terms are determined under the current appraisal

How to apply

1. 1
   Confirm current NSTFDC product and SCA

   Select the current term-loan route and confirm the State Channelising Agency or approved partner serving the applicant.

   Official step
2. 2
   Prepare project and ST evidence

   Collect project viability, cost, ST, income, KYC, contribution and security records.

   Official step
3. 3
   Submit through the SCA/partner

   File through the authorized channel and complete appraisal, sanction and documentation.

   Official step
4. 4
   Confirm disbursement and repayment

   Review final finance share, interest, contribution, security, moratorium, repayment and monitoring terms before acceptance.

   Official step

Keep ready